{"id":21154,"date":"2025-09-11T12:25:47","date_gmt":"2025-09-11T10:25:47","guid":{"rendered":"https:\/\/newmediacreative.co.za\/afrocentric\/?p=21154"},"modified":"2025-09-30T15:11:18","modified_gmt":"2025-09-30T13:11:18","slug":"medical-aid-vs-medical-insurance","status":"publish","type":"post","link":"https:\/\/newmediacreative.co.za\/afrocentric\/archives\/21154","title":{"rendered":"Medical aid vs Medical insurance\u00a0"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"21154\" class=\"elementor elementor-21154\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3ca07f e-flex e-con-boxed e-con e-parent\" data-id=\"c3ca07f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3529e43 elementor-widget elementor-widget-heading\" data-id=\"3529e43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Medical aid or medical insurance? These can be complex choices to navigate if you\u2019re not sure what each product offers, what it\u2019s meant for, and if you qualify. <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cffff33 elementor-widget elementor-widget-text-editor\" data-id=\"cffff33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The AfroCentric Group is always looking for ways to improve our employee experience, which is why we continuously review benefits to better match your needs and circumstances. The threshold to join Sanlam Primary Health Insurance Care (SPI) has been adjusted from R16 000 to R25\u202f000, which means employees who earn below this threshold are now eligible to join.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a12ca0 elementor-widget elementor-widget-heading\" data-id=\"3a12ca0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sanlam Primary Health Insurance vs medical aid <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2b5099 elementor-widget elementor-widget-text-editor\" data-id=\"f2b5099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Below is a very brief breakdown of some of the differences between Sanlam PHI and a medical aid. For a more detailed breakdown, please <a href=\"https:\/\/afrocentrichealth.sharepoint.com\/sites\/GroupCommunication\/ConneXion%20Weekly%20newsletter\/Forms\/AllItems.aspx?id=%2Fsites%2FGroupCommunication%2FConneXion%20Weekly%20newsletter%2F2025%2FSeptember%2FSanlam%20Primary%20Care%20vs%20Medical%20Scheme%2Edocx%20Final%2Epdf&amp;parent=%2Fsites%2FGroupCommunication%2FConneXion%20Weekly%20newsletter%2F2025%2FSeptember\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-319718f elementor-widget elementor-widget-image\" data-id=\"319718f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"571\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2025\/09\/Sanlam-Table-1024x571.jpg\" class=\"attachment-large size-large wp-image-22267\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2025\/09\/Sanlam-Table-1024x571.jpg 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2025\/09\/Sanlam-Table-300x167.jpg 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2025\/09\/Sanlam-Table-768x428.jpg 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2025\/09\/Sanlam-Table.jpg 1348w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c513d65 elementor-widget elementor-widget-text-editor\" data-id=\"c513d65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Note: Transferring from Sanlam PHI to the endorsed medical aid scheme is only permitted at year-end (October to December), and comes into effect on 1 January of the following year.<\/p><p>Members on a medical scheme currently qualify for a medical scheme tax credit, however this tax credit is not applicable and falls away when joining the SPI product.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div style=\"display:flex; gap:10px;justify-content:center\" class=\"wps-pgfw-pdf-generate-icon__wrapper-frontend\">\n\t\t<a  href=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/21154?action=genpdf&amp;id=21154\" class=\"pgfw-single-pdf-download-button\" ><img src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/plugins\/pdf-generator-for-wp\/admin\/src\/images\/PDF_Tray.svg\" title=\"Generate PDF\" style=\"width:auto; height:45px;\"><\/a>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Medical aid or medical insurance? These can be complex choices to navigate if you\u2019re not sure what each product offers, what it\u2019s meant for, and if you qualify. The AfroCentric Group is always looking for ways to improve our employee experience, which is why we continuously review benefits to better match your needs and circumstances. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":21155,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[356],"tags":[346],"class_list":["post-21154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-knowledge-centre-afrocentric15","tag-afrocentric15"],"acf":[],"_links":{"self":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/21154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/comments?post=21154"}],"version-history":[{"count":40,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/21154\/revisions"}],"predecessor-version":[{"id":22270,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/21154\/revisions\/22270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/media\/21155"}],"wp:attachment":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/media?parent=21154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/categories?post=21154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/tags?post=21154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}