{"id":8210,"date":"2024-08-14T15:50:15","date_gmt":"2024-08-14T13:50:15","guid":{"rendered":"https:\/\/newmediacreative.co.za\/afrocentric\/?p=8210"},"modified":"2024-08-20T15:08:22","modified_gmt":"2024-08-20T13:08:22","slug":"whats-in-the-pot","status":"publish","type":"post","link":"https:\/\/newmediacreative.co.za\/afrocentric\/archives\/8210","title":{"rendered":"What\u2019s in the pot?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8210\" class=\"elementor elementor-8210\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a4ed25 e-flex e-con-boxed e-con e-parent\" data-id=\"9a4ed25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41dfaf7 elementor-widget elementor-widget-text-editor\" data-id=\"41dfaf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span class=\"TextRun SCXW164884820 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW164884820 BCX0\">T<\/span><span class=\"NormalTextRun SCXW164884820 BCX0\">he two-pot retirement system came into operation<\/span><span class=\"NormalTextRun SCXW164884820 BCX0\"> on 1 September 2024<\/span><span class=\"NormalTextRun SCXW164884820 BCX0\">. <\/span><span class=\"NormalTextRun SCXW164884820 BCX0\">Here\u2019s<\/span><span class=\"NormalTextRun SCXW164884820 BCX0\"> how it works.<\/span><\/span><span class=\"EOP SCXW164884820 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ba4eb3 elementor-widget elementor-widget-text-editor\" data-id=\"0ba4eb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW155380655 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW155380655 BCX0\">Although called the two-pot retirement system, in effect, your retirement savings will <\/span><span class=\"NormalTextRun SCXW155380655 BCX0\">comprise<\/span><span class=\"NormalTextRun SCXW155380655 BCX0\"> of three pots: the vested pot, <\/span><span class=\"NormalTextRun SCXW155380655 BCX0\">the <\/span><span class=\"NormalTextRun SCXW155380655 BCX0\">savings pot<\/span><span class=\"NormalTextRun SCXW155380655 BCX0\">,<\/span><span class=\"NormalTextRun SCXW155380655 BCX0\"> and the retirement pot. All three pots make up your retirement savings.<\/span><\/span><span class=\"EOP SCXW155380655 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25d4934 elementor-widget elementor-widget-image\" data-id=\"25d4934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"456\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-1-1024x456.webp\" class=\"attachment-large size-large wp-image-8228\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-1-1024x456.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-1-300x134.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-1-768x342.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-1.webp 1410w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f311aa4 elementor-widget elementor-widget-text-editor\" data-id=\"f311aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW32012030 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW32012030 BCX0\">The first pot <\/span><span class=\"NormalTextRun SCXW32012030 BCX0\">contain<\/span><span class=\"NormalTextRun SCXW32012030 BCX0\">s<\/span><span class=\"NormalTextRun SCXW32012030 BCX0\"> your current savings. Your future contributions to your retirement fund will <\/span><span class=\"NormalTextRun SCXW32012030 BCX0\">be split<\/span><span class=\"NormalTextRun SCXW32012030 BCX0\"> into the other two pots. This means your retirement pot <\/span><span class=\"NormalTextRun SCXW32012030 BCX0\">is kept<\/span><span class=\"NormalTextRun SCXW32012030 BCX0\"> until retirement, <\/span><span class=\"NormalTextRun SCXW32012030 BCX0\">and <\/span><span class=\"NormalTextRun SCXW32012030 BCX0\">the other pots are accessible before retirement, while also allowing you to gain limited access to your future savings pot for emergencies while you are still employed.<\/span><\/span><span class=\"EOP SCXW32012030 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70a2393 elementor-widget elementor-widget-heading\" data-id=\"70a2393\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The Vested Pot <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c03b256 elementor-widget elementor-widget-image\" data-id=\"c03b256\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"582\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-2-1024x582.webp\" class=\"attachment-large size-large wp-image-8238\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-2-1024x582.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-2-300x171.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-2-768x437.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-2-1536x873.webp 1536w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-2.webp 1812w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-696430c elementor-widget elementor-widget-heading\" data-id=\"696430c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The Savings Pot <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-154c4f4 elementor-widget elementor-widget-text-editor\" data-id=\"154c4f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW30693823 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW30693823 BCX0\">You do not have to withdraw from your savings pot if you do not need the money. What you do not withdraw from your savings pot during your membership will form part of your retirement lump sum when you retire.<\/span><\/span><span class=\"EOP SCXW30693823 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-912314c elementor-widget elementor-widget-image\" data-id=\"912314c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"604\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-3-1024x604.webp\" class=\"attachment-large size-large wp-image-8255\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-3-1024x604.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-3-300x177.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-3-768x453.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-3-1536x906.webp 1536w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-3.webp 1801w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-901b1a0 elementor-widget elementor-widget-heading\" data-id=\"901b1a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The Retirement Pot <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90bc3c0 elementor-widget elementor-widget-text-editor\" data-id=\"90bc3c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">You will not have access to the retirement pot when changing jobs or during<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><span data-contrast=\"auto\">emergencies.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e98ee6a elementor-widget elementor-widget-image\" data-id=\"e98ee6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"557\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-4-1024x557.webp\" class=\"attachment-large size-large wp-image-8271\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-4-1024x557.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-4-300x163.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-4-768x417.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-4-1536x835.webp 1536w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-4.webp 1814w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae0595 elementor-widget elementor-widget-heading\" data-id=\"1ae0595\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How the Savings Pot works <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab06b1 elementor-widget elementor-widget-text-editor\" data-id=\"2ab06b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">On 1 September 2024, 10% or R30 000 (whichever is lower) from your retirement savings in your fund as at 31 August 2024 was allocated to your savings pot as a starting balance (also called your seed capital).\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><span data-contrast=\"auto\">Below are two examples of how this works in practice.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b78dee8 elementor-widget elementor-widget-image\" data-id=\"b78dee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"481\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-5-1024x481.webp\" class=\"attachment-large size-large wp-image-8287\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-5-1024x481.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-5-300x141.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-5-768x361.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-5-1536x721.webp 1536w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-5.webp 1810w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7be72f8 elementor-widget elementor-widget-text-editor\" data-id=\"7be72f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">This is the money that you can withdraw if you want to, but if you take money out of your savings pot now, you will have less when you retire \u2013 and there are tax implications.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">It\u2019s important to only access your savings pot for emergencies.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">To withdraw, you need to apply directly to your retirement fund.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">The claim process will be shared by your fund administrator.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">The amount you withdraw will be subject to tax at your marginal rate and an administration fee will be charged.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><\/ul><p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><span data-contrast=\"auto\">Below is an example of how withdrawing from your savings pot could affect your tax and future savings.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-063a91b elementor-widget elementor-widget-image\" data-id=\"063a91b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"666\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-6-1024x666.webp\" class=\"attachment-large size-large wp-image-8297\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-6-1024x666.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-6-300x195.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-6-768x499.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-6-1536x998.webp 1536w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-6.webp 1560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6db1cf4 elementor-widget elementor-widget-heading\" data-id=\"6db1cf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Register on the NEW Sanlam Portfolio App <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-587c655 elementor-widget elementor-widget-image\" data-id=\"587c655\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"656\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy-1024x656.webp\" class=\"attachment-large size-large wp-image-8959\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy-1024x656.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy-300x192.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy-768x492.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy.webp 1492w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b69239 elementor-widget elementor-widget-image\" data-id=\"5b69239\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"866\" src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy2-1-1024x866.webp\" class=\"attachment-large size-large wp-image-8961\" alt=\"\" srcset=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy2-1-1024x866.webp 1024w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy2-1-300x254.webp 300w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy2-1-768x649.webp 768w, https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/uploads\/2024\/08\/Knowledge-Centre-Retirement-7-copy2-1.webp 1131w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-879a170 elementor-widget elementor-widget-text-editor\" data-id=\"879a170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW131181236 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW131181236 BCX0\">If you prefer to use your PC or laptop, visit <\/span><\/span><a class=\"Hyperlink SCXW131181236 BCX0\" href=\"http:\/\/cp.sanlam.co.za\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW131181236 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW131181236 BCX0\" data-ccp-charstyle=\"Hyperlink\"><strong>cp.sanlam.co.za<\/strong><\/span><\/span><\/a><span class=\"TextRun SCXW131181236 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW131181236 BCX0\"> to view your portfolio online, then follow the same steps to register!<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div style=\"display:flex; gap:10px;justify-content:center\" class=\"wps-pgfw-pdf-generate-icon__wrapper-frontend\">\n\t\t<a  href=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/8210?action=genpdf&amp;id=8210\" class=\"pgfw-single-pdf-download-button\" ><img src=\"https:\/\/newmediacreative.co.za\/afrocentric\/wp-content\/plugins\/pdf-generator-for-wp\/admin\/src\/images\/PDF_Tray.svg\" title=\"Generate PDF\" style=\"width:auto; height:45px;\"><\/a>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>The two-pot retirement system came into operation on 1 September 2024. Here\u2019s how it works.\u00a0 Although called the two-pot retirement system, in effect, your retirement savings will comprise of three pots: the vested pot, the savings pot, and the retirement pot. All three pots make up your retirement savings.\u00a0 The first pot contains your current [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":8214,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[290],"tags":[278],"class_list":["post-8210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-our-knowledge-centre-afrocentric-11","tag-afrocentric-11"],"acf":[],"_links":{"self":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/8210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/comments?post=8210"}],"version-history":[{"count":95,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/8210\/revisions"}],"predecessor-version":[{"id":8964,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/posts\/8210\/revisions\/8964"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/media\/8214"}],"wp:attachment":[{"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/media?parent=8210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/categories?post=8210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newmediacreative.co.za\/afrocentric\/wp-json\/wp\/v2\/tags?post=8210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}